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Why Buyers Choose Mark Werner
Welcome > For Buyers > Why Buyers Choose Mark Werner ...

Buying a Home Requires Many Difficult Decisions. Make Sure Your real estate agent is a Top Local Expert. 

Your home is probably the biggest purchase your family will ever make, and it involves many decisions that go beyond simply choosing one you like. 

As a top West Milford, Oak Ridge and Vernon area real estate agent, here is how I will guide you through the entire process, from viewing homes and financing, to making sure the final contract is in your best interest: 

- You will have full access to ALL homes available on the West Milford, Oak Ridge and Vernon market, even listings not yet on the MLS, through my professional New Jersey real estate affiliations. 

- My expert local knowledge of the West Milford, Oak Ridge and Vernon area should be invaluable to you, not just in terms of real estate, but also schools, neighborhoods, the local economy, and more. 

- Every local real estate market absolutely has its own trends and opportunities. This can vary greatly, even one neighborhood to the next. West Milford, Oak Ridge and Vernon is no different! It's my job to steer you into opportunities and out of traps. 

- What is the true market value of the home you are interested in? Is it priced too high? Is it a bargain that you should jump on? I help home buyers make decisions like this every day, and I'll make sure that YOU get the best value for your money. 

- Negotiating with sellers can be stressful. I will help you negotiate, so that the final contract includes your best possible terms and conditions. 

- You should know absolutely everything about the property you are buying! You and I will view every home that you are interested in, together. And prior to closing I will make you fully aware of any and all inspections available to you. 

- Have confidence when signing documents. Contracts are full of complicated terms and clauses that can greatly affect your future life in your new home. I will give you the full benefit of my real estate knowledge and experience. 

Let me represent your best interests in your search for a new home in the West Milford, Oak Ridge and Vernon area. While you can see a million homes on the web, actually buying your home is another matter entirely. Buyers beware! 

Ask me any question about buying a home in West Milford, Oak Ridge and Vernon. It's my job to help you! There's no obligation, and I promise to respond quickly... 

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Real Estate Tips
Closing or Settlement >Closing Costs

If you are in the process of buying a home, you have probably figured out how much you will need for the down payment, but don't forget about the closing costs associated with the purchase of any property. These additional costs can add up to a significant amount.

Closing costs will vary, depending upon the costs of financing your home loan and the time of the month that you close. Your real estate agent will be able to give you an estimate of all these costs, including the points on your loan, private mortgage insurance (if required), the title search, title insurance, attorneys' fees, and any transfer taxes or recording fees changed by local government agencies. There may also be property taxes, homeowners' association fees and insurance that must be prepaid.

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Real Estate Trivia
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What is a Balloon Mortgage?

A 
A balloon is a short-term mortgage which requires the entire balance of the loan to be re-paid at the end of the loan term.
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Mark Werner, REALTOR®, real estate agent and broker for West Milford, Oak Ridge and Vernon New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)

Mark Werner
Werner Realty

1465 Union Valley Rd.
West Milford, 07480
Phone: 973-657-9222
Direct Line: 973-657-1400
Email: MarkWerner@NUMBER1EXPERT.com
Email: markwerner@topproducer.com

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